Jocelline Chee Advisory

When you have a Will, your Executor is the most important person you put in charge to carry out your Will instructions.   Without a piece of knowledge and capable executor your instructions may not carry out and your beneficiaries may not receive their inheritance. Executor may expose to Liabilities Your executor may be exposed to liabilities from creditors and tax authorities. Thus your executor must familiar with legal steps involved in executing your Will and can be trusted to be unbiased in the distribution of your assets.   Instead of letting inexperienced Executor act as your Executor. As yourself this question.... Do I know the duties and liabilities of an Executors If I don’t know, how I do brief my Executor on what to do? Has he agreed to act as my Executor? Is he too busy to act as my Executor? Will he still be trustworthy when I’m no longer around? ...

建议在投保前，多了解信托规划 (Estate Planning)。 当保单有成立信托规划， 可以达到双层保障的效果。 一般的保单提名只有一层保障。比如丈夫提名妻子为唯一受益人，妻子也同样的提名丈夫。不怕一万 就怕万一，万一夫妻俩同时不幸发生意外，保险金额会归于谁的呢？   你买了保险， 当以下情况发生你的家人有确保可以拥有你的保险金额吗？  i）保险提名的受益人一起不幸离世  ii) 保险受益人的年龄低于18岁 iii) 受益人一次性索取保险金是帮了他，还是害了他？ 设立保险信托，在信托规划里可以附加候补 确保您的受益人可以在最快的时间内受益。 即使孩子的年龄低于18岁，保险金额就有双层保障供应您孩子的需求，定时领取生活费和教育费。   保险金额的用途是由你来决定，可以通过信托管理制度，来控制和预防受益人不会理财或被骗。一般的管理制度是给那些年龄较小的受益人，每月领固定的费用，直到会理财的年龄，才可以一次性领完。 想让您的保险更有保障，联络以下号码获取您45分钟的1对1免费咨询。保险信托给您一个完整的规划。 请联系我们 多了解信托规划为你的后代， 不怕一万 就怕万一。想知道跟多就拨打  +6019 - 729 4278 (Malaysia), +65 - 8731 5002 (Singapore) 我们会帮您给个更多的了解和明白。